Me & My Property: Delayed gratification, greater returns

Financial services director started investing in property early and is reaping the benefits

Mr Jamson Chia with his wife Angela Yong and their three children – Claudia, 11, Andrew, nine, and Nicole, seven – in the living room of their house in Tanah Merah. He believes in spending time with his children because he does not want to miss the import
Mr Jamson Chia with his wife Angela Yong and their three children – Claudia, 11, Andrew, nine, and Nicole, seven – in the living room of their house in Tanah Merah. He believes in spending time with his children because he does not want to miss the important milestones in their lives. Mr Chia is also grateful to his parents for instilling discipline when he was young, which he says is the reason for his success. ST PHOTOS: MARCELLIN LOPEZ
Mr Jamson Chia in his garden (above), which has ample space for family gatherings. His semi-detached house on a hilltop in Tanah Merah has six bedrooms and five toilets. He bought the property for $3.1 million last year and spent another $900,000 renovati
Mr Jamson Chia in his garden (above), which has ample space for family gatherings. His semi-detached house on a hilltop in Tanah Merah has six bedrooms and
five toilets. He bought the property for $3.1 million last year and spent another $900,000 renovating it.
ST PHOTOS: MARCELLIN LOPEZ
Mr Jamson Chia in his garden, which has ample space for family gatherings. His semi-detached house (above) on a hilltop in Tanah Merah has six bedrooms and five toilets. He bought the property for $3.1 million last year and spent another $900,000 renovati
Mr Jamson Chia in his garden, which has ample space for family gatherings. His semi-detached house (above) on a hilltop in Tanah Merah has six bedrooms and five toilets. He bought the property for $3.1 million last year and spent another $900,000 renovating it. ST PHOTOS: MARCELLIN LOPEZ
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Financial services director Jamson Chia always made it a point to pay himself first, and this was how he managed to buy his first property barely two years after starting work.

"I saved 20 per cent of my income at the start, and when I earned more I increased it to 30 per cent," said Mr Chia, 41, who now heads a team of 42 consultants at insurer AIA.

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A version of this article appeared in the print edition of The Sunday Times on December 15, 2019, with the headline Me & My Property: Delayed gratification, greater returns. Subscribe