Life-cycle investing

Cover for babies and kids: A primer

Read the fine print before you sign, as there are caps and exclusions regarding such policies

The purchase of an insurance product for your child may well be one of the first financial decisions a parent is confronted with - sometimes well before your child is born.

There is a wealth of choices for child health-related insurance, ranging from prenatal cover for expectant mums to critical illness (CI) cover for not just the policyholder but also his or her children.

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A version of this article appeared in the print edition of The Sunday Times on July 07, 2019, with the headline 'Cover for babies and kids: A primer '. Print Edition | Subscribe