Young & Savvy

Being a victim of lifestyle creep - when treating yourself goes too far

The danger is that it can go unnoticed and eat into one's larger financial goals.

ST ILLUSTRATION: CEL GULAPA
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SINGAPORE - Getting a pay raise recently has prompted me to keep a browser tab open for a $325 Reformation dress that was promoted to me on Instagram.

I felt I could afford it as I was earning more and wanted to treat myself to something nice.

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