1. FINANCIAL VISION
Start with an end in mind. Do you need to plan for your first home, children's education and retirement? How do you reconcile the concepts of "you only live once (Yolo)" and "financial independence, retire early (Fire)"?
2. FINANCIAL PLAN
It details how you want to protect, accumulate, preserve and distribute your resources to help you achieve your objectives. Without a plan, you are planning to fail.