10 tips to not make this a season of overspending

While it can be tempting to overspend during this festive season, one way to avoid doing so is to download an expense tracker app on your mobile device so you can set a budget and update it each time you make a purchase. Also, look out for promotions
While it can be tempting to overspend during this festive season, one way to avoid doing so is to download an expense tracker app on your mobile device so you can set a budget and update it each time you make a purchase. Also, look out for promotions and deals during this seasonal period to stretch your dollar.ST FILE PHOTO

Set a realistic budget, stick to it and keep an eye out for good deals

With the Christmas lights up in Orchard Road and carols tugging at the heartstrings of mall shoppers, it is easy to get swept away with festive cheer and the year-end celebrations.

Gift exchanges, parties and Christmas feasting are all coming up and we are more than willing to indulge ourselves, our colleagues, friends and loved ones.

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A version of this article appeared in the print edition of The Sunday Times on December 09, 2018, with the headline '10 tips to not make this a season of overspending'. Print Edition | Subscribe