The answers, explainers and any other information given by the writers or by any person to whom askST refers (including without limitation, advisers, experts or consultants) on or through askST ("askST content") is only for users' general information and use and is not intended to address users' particular requirements. In particular, the askST content does not constitute any form of advice, recommendation, representation, endorsement by SPH Media or any of its affiliates ("SPH Media") or any of its writers and is not intended to be relied upon by users in making (or refraining from making) any specific investment, purchases or other decisions. Appropriate independent advice should be obtained before making any such decision. Any information that users receive via askST whether or not it is classified as "real time", may have ceased to be current by the time it reaches users and and therefore not entirely accurate.
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In addition to but separate from the above specific exclusion and to the fullest extent permitted under applicable law, neither SPH Media nor its writers shall be liable to users for any other indirect, special, consequential, incidental, punitive or exemplary damages whatsoever that arise out of or are related to users' use of askST.