Good morning! Morning Minutes is a round-up of stories that will break on Thursday, July 28, and which we think you'd be interested in.

It appears on weekdays, available by 7am.

Germany's Merkel on govt's response to terror attacks

German Chancellor Angela Merkel holds her annual summer press conference today (July 28), addressing the government's response to four recent attacks in Germany, mostly involving refugees, that have unsettled the public. Lawmakers say the assaults show her refugee policies have failed and made the country less safe, breaking with the relative unity shown by the political and media establishment in the immediate aftermath.

Grab to announce new initiatives

Private-hire operator Grab will announce several initiatives today (July 28), including a new bonus programme for its top drivers.It will also roll out new satellite support centres for its drivers, especially those in the heartlands.

Q2 financial results for OCBC, UOB

OCBC Bank and United Overseas Bank will release their second-quarter financial results today (July 28). Analysts will be looking keenly at data relating to the banks' non-performing loans and provisioning amid the prolonged downturn in the oil and gas industry.