A recent survey of 22 countries revealed that fears of unemployment have become the No. 1 concern as the global financial crisis hits home, surpassing the usual worries, even poverty.

Not surprising, when you see the disheartening numbers: Global unemployment expected to rise by 25 million over the next two years; estimated total number of jobless people around the world at the end of this year - 210 million.

For the fresh graduate, the young school-leaver and the ambitious yuppie with dreams, 2009 will be tough.

At the supply end, company closures, hiring freezes and a shrinking business scene mean fewer employment opportunities - never mind the dream job.

For the full story, read Saturday's edition of The Straits Times