Who: Chin Kee Thou, 65, retired since 2005 from a foreign bank as head of its trade finance department.

My family: Married to a housewife, who is in her late 50s, with a son in his late 20s, and a daughter in her mid-20s.

My home: A four-room flat in Toa Payoh.

My passions: Reading Buddhist scriptures, going on overseas meditation retreats and humanitarian trips, leisure photography for photos to accompany my articles for blogs and newsletters.

I started writing to the Forum page...: In April 2006, with more than 300 letters published to date.

What I write about: Anything under the sun that is flawed, with suggestions for improvement or remedy.

Why I write: So that improvements can be made to ameliorate any anomaly.

I read the Forum page because...: I want to share in other readers' concerns to make living conditions more congenial.

My wish for Singapore: I hope it is able to live up to its reputation as a First World nation in words and deeds. For example, the sight of elderly folk collecting cardboard and the frequent breakdown of our MRT system are a dismal reality despite the fact that Singapore has the best team of technocrats.