Women are more likely to use their year-end bonus for a holiday while men would prefer to invest it, according to a survey of the "rising rich" by UOB.

The bank found that four in 10 women in this category put splashing out on a holiday as their top bonus spending priority, while only three in 10 men did.

About 32 per cent of men polled would choose to invest the extra cash as their main goal but only 19 per cent of women would do so, said the annual survey of what UOB terms the "rising rich" - those with liquid assets under management of between $100,000 and $350,000.