About the AIA case

 Former AIA insurance agent Sally Low Ai Ming, arriving in Court on April 25, 2016.
Former AIA insurance agent Sally Low Ai Ming, arriving in Court on April 25, 2016. PHOTO: ST FILE

The long-running legal saga began in late 2002 when Mr Ong Han Ling was sold a fake five-year AIA Thank You policy by then AIA agent Sally Low.

Mr Ong said after he remitted the premium, Low, without his knowledge or consent, used the funds to buy four AIA policies for him, his wife and their daughter.

Midway through the tenure of the Thank You policy, the agent deceived him into giving the insurance proceeds from three of the unauthorised policies to her.

Her scheme came to light in 2008, after Mr Ong learnt from AIA that the Thank You policy was bogus. He sued her for damages totalling US$2.25 million and $2.99 million.

Low counterclaimed that the fake policy was part of a ploy cooked up by Mr Ong for both of them to defraud AIA for financial gains to be shared between them. After many twists and turns in the saga, Low - who faced a total of 21 charges and engaged a total of seven lawyers - pleaded guilty and was jailed for eight years in May.

Lorna Tan

A version of this article appeared in the print edition of The Straits Times on November 23, 2016, with the headline 'About the AIA case'. Print Edition | Subscribe