The big 'I' question: What sort of insurance to buy for your child?
Insurance becomes an important consideration when there's a new addition to the family
American director and actor Woody Allen once said in his 1975 comedy Love and Death: "There are some things worse than death. Have you ever spent an evening with an insurance salesman?"
While the sentiment is rather harsh, in the past year or so that I have become well acquainted with several insurance agents, I began to understand where Woody was coming from.
Not that there's anything wrong with the agents, but buying insurance can be a mystifying process, especially since such products have become more complex and highly customised over the years to cater for individual age and gender groups, and objectives.
Every time I started a conversation about insurance, I would get a headache. And I procrastinated for as long as possible.