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IN LAST Saturday's letter, 'Cover all newborn Singaporeans, please', Ms Rene Teo asked that MediShield be extended to cover all newborn babies, including those with congenital anomalies.
We understand the concerns of parents of babies with congenital conditions. For every 1,000 births, up to 20 may have some birth defects with varying degree of complications, from cleft lip to spinal cord defects.
Children with congenital anomalies can still join MediShield to cover medical treatment that is not related to their congenital condition.
However, insurers, including MediShield, will have a problem covering treatment related to congenital conditions, as their existing policyholders will not welcome a higher increase in premiums to fund this additional liability.
Should such treatment pose a financial difficulty for some needy families, Medifund will try to help.
Karen Tan (Ms)
Director, Corporate Communications
Ministry of Health
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